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Universal Credit

I had to go onto universal credit after leaving my job, due to having a baby and getting so stressed about getting to work on time, as my job didn't work around my son's childcare. I left my job in November and applied for Universal Credit, I had to get an advanced payment. This advanced payment was of the sum of £330 to last me over two months (and over the Christmas period.) I've had to pay backthe advanced payment over this year, they take it out of the Universal Credit before it is paid to me. I finally received £770 in January and I was never told what the Universal Credit entailed, as my housing benefit got paid to the landlord, I assumed this was still the case. Until I found out that I was 2 months in arrears. I managed to pay off £450 of it but I am still struggling to pay off the rest of the £550 debt, along with my bills and trying to keep me and my son afloat. I have gone back to college to try to better my chances of getting a better paying job that works around him but it is extremely difficult. I'm just lucky that I have a family who are willing to support me, without them I'd probably be on the streets.


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